One of the most common things people say when they are struggling financially is:“I just don't make enough money.”And sometimes, that statement is absolutely true.The cost of housing, food, transportation, childcare, healthcare, utilities, and other necessities can make it extremely difficult to make ends meet. There are people working full-time jobs, working multiple jobs, or earning additional income through side gigs who are still struggling to keep up.But there is another question we have to ask:What happens after the money comes in?Because increasing your income and improving your financial situation are not always the same thing.